Do

  • Try to get your loan documents and checklist items back to us ASAP.
  • Continue making your mortgage/rent payments.
  • Stay current on all existing credit accounts.
  • Continue living at your current residence.
  • Continue using your credit as normal.
  • Keep documentation for all non-payroll deposits.
  • Know from what account money for closing will come.
  • Know that funds for closing need to be certified check or wire (check with your title company).
  • Contact us with any questions.

Don't

  • Change banks during the process.
  • Pay off any loans or credit cards without discussing with us.
  • Make any major purchases (car, jewelry, boat, etc).
  • Apply for new credit (even if already pre-approved).
  • Open any new credit cards.
  • Pay off any collections without a discussion with us first.
  • Pay off any charge without a discussion with us first.
  • Transfer any credit balance from one account to another.
  • Take any credit card advances.
  • Dispute any credit accounts.
  • Close any credit card accounts.
  • Change employment status or compensation type without checking with us first.
  • Start any new home improvement projects.

COMMUNICATION IS KEY

Please DO contact the Pyne Team with any questions or concerns.
Start Today!

Let us help you find the right loan program for you!